Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Auto loans can be a huge expense — the average American with a new car paid $748 per month, while the owner of a used car ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

Learn how to buy a car with no down payment and avoid high interest rates. Boost your credit, shop for better terms, or ...

Soaring car prices and interest rates are making auto loan payments increasingly difficult for many Americans, especially those with bad credit. Among subprime borrowers, the delinquency rate ...

The FICO Score Credit Insights report — a new analysis offering a detailed look at how consumer credit behaviors are evolving across the United States — contained some notable trends about auto ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan ...