Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Twice a week, our CEO and resident money guru Jean Chatzky tackles your burning questions in the HerMoney newsletter. We’ve ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...