The S&P 500, a proxy for the stock market, returned about 16% in 2025, and its three-year, annualized return has been around ...

Retirement is meant to be a reward for decades of work and saving. But for many, one hidden risk quietly threatens that reward: the risk of experiencing poor investment returns early in retirement ...

That means if you merely start contributing $200 per month, or $6.66 per day, at age 25, you will have $1 million by age 65.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.