When should you dispute collection debt?

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Will paying off a collection remove it from my credit report?

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Does pay-for-delete really work for collection debt?

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

How likely is it that a debt collector will sue you?

If you're behind on payments, you should know what the odds are that a debt collector will take legal action.
The Journalist's Resource

Debt collection lawsuits are rising in U.S. states. Here’s what you need to know to report on them.

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...
The New York Times

Debt Collection Lawsuits Are Rising. Here’s What to Do to Fight Back.

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...