USAA has the lowest average annual rates for young adult drivers, according to our rate analysis. Those without a military connection will find the best rates with Travelers and Geico.

A step-by-step guide to choosing the best car insurance policy for your needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.

Young drivers tend to pay car insurance premiums well above the average. This is because of their relative inexperience behind the wheel and the fact that ...