Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating what it really costs to rebuild your house, how likely it is to be damaged, ...