People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong ...

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

Paying bills on time is most important. Using credit cards helps, but carrying a balance does not. The age of your credit accounts matters, too, and there are easy ways to improve it. Only 1.54% of ...

I'm not a perfectionist, so achieving an 850 credit score was never a goal of mine. However, as a CNET Money editor, I know that having a higher score can help in a lot of ways, including getting ...

With the right strategy, you can boost your credit score so it’s nearly perfect. Strong credit gives you more borrowing options. It also makes borrowing money less expensive. Are you ahead, or behind ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

ChatGPT shared some proven tips to raise your credit score fast. See what steps you could follow now to potentially see a 150 ...

Under the widely used FICO® Score system, the highest credit score you can earn is an 850. According to Motley Fool Money research and Experian data, just 1.76% of Americans have managed to hit that ...

I wasn't chasing the elusive 850 credit score, but this one easy change got me there anyway. Here's what I did. Tiffany Wendeln Connors was a senior editor for CNET Money with a focus on credit cards.