When you apply for a credit card, you’ll quickly know whether you’ve been approved or rejected. If your application is ‘pending’, it means the lender needs time to review it, which may take a few days ...

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Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...