Explore the current interest rates for SBA-backed financing—including 7(a), 504 and microloans—and learn how these compare to traditional loan options Written By Written by Staff Senior Editor, Buy ...
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SBA loan rates in 2026

Current SBA loan rates range from around 6.17% to 15.50%, depending on the type of SBA loan and the lender. The SBA rate cap limits the interest rate a lender can charge. Qualify for better SBA loan ...