Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

Workers’ compensation insurance isn’t just a legal requirement, it’s a necessary business insurance policy that could save you a lot of money if someone gets hurt on the job. Unfortunately, it’s often ...

For construction executives, a well-defined strategic plan is at the foundation of a company’s success when it serves as a road map to navigate industry complexities, anticipate challenges and ...