💡 Your lender doesn’t want you to know this PMI loophole (for CONVENTIONAL loans only!) If you bought a home with less than 20% down on a conventional loan, you’re probably paying private mortgage insurance (PMI). Most lenders want you to think you’re stuck paying it until you pay down 22% of the original balance — which can take up to 11 years 😳 But here’s the secret: If after 2 years you’ve built 25% equity (from appreciation or extra payments), you can call your loan servicer and request a
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